NEW YORK — The number of delinquent borrowers who started home-loan modifications declined in the third quarter as fewer people qualified for easier payment terms, according to the Treasury Department.

Trying to tame the nation's foreclosure crisis, banks and loan servicers continue to rework loans with struggling homeowners, although they remain reluctant to take the toughest measures that would keep them in their homes, a new government reports shows.

The number of delinquent borrowers who started U.S. home loan modifications declined in the third quarter as fewer people qualified for easier payment terms, according to the Treasury Department.

The number of delinquent borrowers who started U.S. home loan modifications declined in the third quarter as fewer people qualified for easier payment terms, according to the Treasury Department.

The number of delinquent borrowers who started U.S. home loan modifications declined in the third quarter as fewer people qualified for easier payment terms, according to the Treasury Department.